The Winning Formula For Your Property Dreams In Portsmouth!

Let's Make Your Homeownership Dreams Happen!

Navigating the world of mortgages can feel like a big step, but whether you're buying your very first home, looking to remortgage, planning a move, or interested in a buy-to-let property, in Portsmouth, our super helpful and friendly team is ready to guide you through it all. We'll be with you every step of the way.

We provide mortgage consultations via Zoom, allowing you to stay in the comfort of your familiar surroundings. Additionally, we offer appointments outside of the usual office hours to fit around your schedule. Your time is precious, so feel free to schedule an appointment that works for you.

Our service is free – stress-free, fee-free, and jargon-free. While some mortgage terms are technical, we’ll explain everything clearly as we go along, so you'll always understand what's happening.

When it comes to talking about your finances, please know there's no judgment here – it's not a test. We want to understand your situation to help you achieve your property goals in Portsmouth.

As part of the UK's largest award-winning network of mortgage brokers, we provide specialised mortgage guidance on over 12,000 mortgage options from more than 90 lenders throughout the UK, ensuring we find the right fit for your unique circumstances.

While it’s not rocket science, we believe it’s a winning formula!

Location, location, location

Stuffed full of history, Portsmouth is bursting at the seams with things to do and see. But it’s more than just a top holiday destination on the South Coast. It’s also a great place to live.

Portsmouth, the UK’s only island city, is between Chichester, Southampton and the Isle of Wight on the south coast. It's only 70 miles from London and is easy to find. Head to the south coast, down the A3, then stop before you reach the sea.

Access and travel opportunities

Trains – Portsmouth has four main stations: Portsmouth Harbour, Portsmouth & Southsea, Hilsea and Fratton. Two direct services run to London Waterloo via Guildford and Basingstoke. The journey takes about an hour and a half. Regular services run to Southampton, Cardiff, Salisbury, Bath and Bristol, Brighton, Gatwick Airport, Croydon, and London Victoria.

Car – The M27 runs into Portsmouth's top, making access in and out of the city and surrounding areas simple. It’s only a two–hour drive to London, and it's nearer to one and a half on a good day!

Ferries – Passenger ferries run to Gosport, passenger and car ferries to the Ryde on the Isle of Wight, and daily continental ferries to France, Spain and the Channel Islands. Portsmouth Harbour is a tremendously busy port, home to the Royal Navy.

Planes – The nearest airport is Southampton Airport, located at Eastleigh. It’s just under 20 miles away and easily accessed by car, train or bus. Otherwise, Heathrow, Gatwick and Bournemouth are less than 80 miles away. All are an easy drive by road and are served by rail links from Portsmouth.

Buses – Local bus routes serve Portsmouth and the surrounding areas, as well as regular National Express services that run frequently to various destinations across the UK.

Hovercraft – The hovercraft service to Ryde on the Isle of Wight is the fastest way to get to the island and is the only passenger hovercraft service operating in Britain.

Education

If you have children or are planning on a family, then Portsmouth has a great selection of public and private schools for you to choose from.

Providing and improving the quality of education for local children has been and continues to be a top priority for local councils. Many schools in the area are judged by Ofsted as Good or Outstanding.¹

The University of Portsmouth achieved Gold in the Government’s Teaching Excellence Framework. Its record for graduate employment and boosting graduates’ salaries is impressive.² Together with the City of Portsmouth College, a broad range of academic and vocational courses are available for school leavers who continue to study in the city.

Health

The largest NHS hospital in Portsmouth is the Queen Alexandra Hospital. St Mary’s Community Hospital and several private hospitals offer various services.

19 GP practices within 3 miles of Portsmouth city centre are currently accepting new patients.³

History, culture and entertainment

Portsmouth is one of the world's best-known ports, with a rich history that can be traced back to Roman times. It is the permanent home of HMS Warrior, Mary Rose, and HMS Victory. The historic dockyard is a true gem.

Other interesting local attractions to tempt you:

• Portsmouth Football Club – a popular team which has had mixed success throughout its history
• Portsmouth boasts not one but two cathedrals
• Not one but two piers! South Parade Pier and Clarence Pier offer arcades and amusement rides for all ages to enjoy
• Charles Dickens Birthplace. Many famous people come from Portsmouth, including Isambard Kingdom Brunel, Peter Sellers and Roger Black
• The Spinnaker Tower – 115 metres high with 560 stairs taking you to the top (there is a lift!)
• Gunwharf Quays – offering shopping, eating, drinking, cinema, and great views over the water
• Southsea Castle – where King Henry VIII famously watched the Mary Rose’s demise
• Portsmouth Aquarium – something fishy about this place
• Many museums, galleries and theatres, including Portsmouth Museum and Art Gallery, Guildhall, and the Kings Theatre, cater for your every cultural desire
• Many, many, more pubs, restaurants, bars and cafes to suit all tastes and budgets

And that’s just a taster of what’s available!

Parks and open spaces

There are lots of parks and open spaces in Portsmouth that vary in size and usage.⁴

Southsea Common is a vast recreation ground next to the sea, hosting concerts and events throughout the year. Along with the large formal parks such as Victoria Park and Milton Park, many smaller parks are available for residents. Many have playgrounds, and several have skateboarding facilities such as ramps and rails. Most parks have formal planting areas and flower beds for year-round sensory enjoyment.

Depending on the season, football and cricket pitches are available at Alexandra Park, Bransbury Park, King George V Playing Fields and Farlington Recreation Ground.

Tennis courts are available at Canoe Lake, Milton Park and Southsea.

There are natural open spaces around the city to enjoy, such as Milton Common and Farlington Marshes, to make the most of the nature on your doorstep.

Regeneration and residential schemes

Portsmouth has invested, and continues to invest, millions of pounds in development projects that will create thousands of new homes and jobs over the coming years and improve transit links in and out of the area.⁵

Average house prices in Portsmouth

The average property price in Portsmouth over the last 12 months to July 2025 was £275,675.⁶

Averages by property type:

• Detached house: £511,120
• Semi-detached house: £341,210
• Terraced house: £265,918
• Flats and Maisonettes: £197,427

The heat map provided by House Metric offers a great visual representation of property pricing by area, with the cheapest areas to the most expensive areas to buy property in Portsmouth highlighted on a colourful scale.

What our clients in Portsmouth say about us

We believe the homebuying journey should be as smooth as possible, and at Mortgage Winners, we go the extra mile to ensure our clients feel supported at every stage. Delivering outstanding service is at the heart of what we do, and nothing motivates us more than knowing our customers appreciate our work and would confidently recommend us. Discover what some of our recent Portsmouth clients have shared about their experience.

Let's Start A Conversation!

Feeling excited about the prospect of owning property in Portsmouth? We don't blame you. If Portsmouth sounds like the perfect place for you and you’re starting to think about the financial side of things, our team of expert fee free mortgage brokers can provide clear, impartial, and helpful advice tailored precisely to your circumstances and financial goals.

Navigating the mortgage process can seem daunting, but our aim is to make it as hassle-free and straightforward as possible. Whether you are a first-time buyer taking your initial steps onto the property ladder, looking to remortgage your existing home, planning a house move, or investing in a buy-to-let property, we're here to guide you.

Contact our friendly team to discuss your aspirations and book your no-obligation initial mortgage consultation with an experienced mortgage broker. We'd be delighted to help you on your journey to calling Portsmouth home.